It was supposed to be simple: open a Pillar 3a account, make the first payment, and move on. Instead, I ended up with a portfolio I didn’t understand, a lot of nerves, and the sinking feeling that I had made a spectacular mistake. And that was only the beginning…
Start your Freedom Budget journey in Switzerland! Learn how to analyze your expenses, set priorities, and finally take control of your Swiss francs. Simple steps, real results, and a mindful approach to money management.
What can you really do in just 15 minutes? Surprisingly - a lot. No pressure, no perfection - just a simple habit that quietly transforms everything over time. Dive in and discover how a quarter-hour a day can reshape your relationship with money.
When I moved from Poland to Switzerland, I thought saving would be easy — until I realized I needed more than just a budget. In this first post, I share how I built my 24,000 CHF emergency fund, created the Freedom Budget, and finally started investing with confidence. 💪
