Something I must recommend first, which has saved me considerable expenses, is starting to use Neon Bank. ๐ฏ I wrote a post about this which I've linked below. Paying UBS 8 CHF monthly (after a change - previously I was paying 13 CHF) was absurd to me - especially since I had free bank accounts in Poland. ๐ต๐ฑ
Favorites
My Favorite Tools for Saving Money ๐ฐ๐ผ
๐งฐ Here's quick access to the tools I use to enhance my saving capabilities! โจ
You might notice there's no budgeting app listed here. Unfortunately, I haven't found anything interesting so far. ๐คทโโ๏ธ And no, I haven't tested YNAB. For budgeting, I use Excel ๐, which I've completely customized to my needs. A series of blog posts about this will appear soon. โ๏ธ
Neon Bank
Coming soon
Dive into the latest trends set to revolutionize the financial world in 2025. Magdalena Opitek gives us a sneak peek into whatโs on the horizon. The future is closer than you think!
Magdalena Opitek
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Interested in this product? Use my code "12345"! ๐ Do I get anything from it? ๐ค Honestly, supposedly 10 CHF, but Neon Bank says itโs not always guaranteed. ๐ธ
Finpansion ๐
This is my chosen provider for pillar 3a (I plan to diversify with other providers in the future). ๐ฎ I selected them due to the lowest operating costs and the ability to customize my account to have 99% stocks - with a choice of UBS, Credit Suisse, and Swisscanto funds. ๐
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With my code 9NVS6H, we both receive 25 CHF after you deposit 1000 CHF. I think it's a pretty good deal. ๐ค
Notion ๐
Now you might wonder - what is this app doing here? ๐ค I'll certainly create more notes about it, but I'm currently building my "Command Center" - a place to collect information about all the products I own. ๐๏ธ
And it's free! ๐ Finding affordable solutions is my top priority. ๐ธ
What Would You Recommend? ๐ค
Do you have any tools to suggest? ๐ก